Hard Money Lending
For Your Success!
From acquisitions to construction, find the flexible financing that aligns perfectly with your vision.
About Nova Lending Group
Unlock Funding for Your Investment Project
At NOVA Lending Group Corp., we deliver fast, reliable hard money loans backed by decades of expertise. Whether you're acquiring commercial real estate, funding a construction project, or securing a buy-and-hold investment, our streamlined process gets you capital when you need it most. Ready to move forward? Apply today—your funding starts here.
Proven Expertise.
Lightning-Fast Process.
Personalized Service.
Our Loan Programs
Explore Personalized Funding for Your Success
Uncover funding strategies designed exclusively to match your buy-and-hold or development dreams.
Bridge Loan
Seize opportunities with our flexible bridge loans—short-term financing designed to cover the gap between property purchases and permanent funding, ensuring you never miss a deal on commercial acquisitions or renovations.
Commercial Loan
Power your business growth with tailored commercial loans for office spaces, retail properties, or multifamily units. Backed by our expertise, we provide competitive terms to fuel your real estate investments without the red tape.
Private Money Loan
Get fast, asset-based private money loans from trusted investors at NOVA Lending Group Corp. Ideal for quick closes on fix-and-flips, construction projects, or buy-and-hold strategies, with approvals in days, unlike other lenders who take long.
Ready To Get Started?
Our Process
Step By Step Investment Process
Application and Documentation Submission
Property Evaluation and Underwriting
Term Review, Closing, and Disbursement
01
Application and Documentation Submission
Negotiate and accept the loan terms, sign closing documents, and receive funds to complete the purchase or project, often within days for quick execution.
02
Property Evaluation and Underwriting
The lender assesses the property's value through appraisals or broker price opinions, evaluating the asset's potential to ensure the loan aligns with their risk criteria.
03
Term Review, Closing, and Disbursement
Start by selecting your property and gathering essential details like purchase contracts, renovation budgets, bank statements, and an exit strategy to submit to the lender for initial review.
Get Answers
Commonly Asked Questions
What is hard money lending?
Hard money lending involves short-term loans secured by real estate assets, such as commercial properties, funded by private investors rather than traditional banks. These loans are ideal for real estate investors needing quick capital for acquisitions, renovations, or flips.
How does hard money lending differ from traditional bank loans?
Unlike bank loans, which rely heavily on borrower credit and income, hard money loans focus primarily on the property's value and potential, offering faster approvals and more flexible terms but often at higher interest rates.
What are typical terms for commercial hard money loans?
Commercial hard money loans usually range from 6-24 months, with loan-to-value ratios up to 70-80%, interest rates of 8-15%, and funding within days to weeks, making them suitable for bridge financing or development projects.
Who qualifies for private money loans through hard money lenders?
Private money loans are accessible to real estate investors with viable projects, even those with imperfect credit, as approval hinges on the asset's equity and an exit strategy rather than personal finances.
What are the pros & cons of hard money loans for commercial real estate?
Pros include rapid funding and flexibility for time-sensitive deals; cons involve higher costs and shorter terms, which can strain cash flow if the project doesn't sell or refinance quickly.
Answer to The Question
Did Not Find Your Questions?
Send us a message with your questions and we will answer your question not in our FAQ.
Resources
Read Our Articles About
Lending Opportunities
Your Lending Partner for Commercial Financing
Nova Lending Group
Secured Loans vs Unsecured Loans
Nova Lending Group
Let's Talk: Contact Us Today!
This is not a commitment to lend. Restrictions may apply. LTV limit is based on current, accurate appraised value. Nova Lending Group Corp., reserves the right to amend rates and guidelines. All loans are made in compliance with Federal, State, and Local laws. Nova Lending Group Corp., is an equal opportunity lender.
© 2025 Nova Lending Group | Site By Bloq Marketing.