Loan Programs
Explore Diverse Loan Options to Meet Your Unique Needs and Goals.
Our Loan Programs
Explore Personalized Funding for Your Success
Uncover funding strategies designed exclusively to match your buy-and-hold or development dreams.
*Bridge Loan
Seize opportunities with our flexible bridge loans—short-term financing designed to cover the gap between property purchases and permanent funding, ensuring you never miss a deal on commercial acquisitions or renovations.
Commercial Loan
Power your business growth with tailored commercial loans for office spaces, retail properties, or multifamily units. Backed by our expertise, we provide competitive terms to fuel your real estate investments without the red tape.
Private Money Loan
Get fast, asset-based private money loans from trusted investors at NOVA Lending Group Corp. Ideal for quick closes on fix-and-flips, construction projects, or buy-and-hold strategies, with approvals in days, unlike other lenders who take long.
Stated Income
For self-employed professionals, freelancers, and business owners with variable or hard-to-document income, Stated Income Loans offer a flexible path to homeownership.
Construction Loan
Dreaming of building your custom home from the ground up or tackling a major renovation? Our Construction Loans provide the flexible financing you need to turn visions into reality.
12 Month Bank Statement
Self-employed: Our 12-Month Bank Statement Loans make qualifying for a mortgage straightforward by analyzing your deposits from the last year's bank statements.
Trust Deed Investors
Seeking secure, high-yield opportunities in real estate? Our First Trust Deed Investments let you fund senior-position loans backed by property deeds, offering competitive interest rates and priority repayment in case of default.
Fuel Your Next Project Investment
Why Choose Nova Lending Group Corp?
Choosing a loan servicing provider is an important decision, and we like to ensure that all of our investors are 100% satisfied with their choice. Here are some of the benefits that we provide directly to our investment clients.
Loan Servicing Benefits
Automated full-service Loan Servicing at minimal charge
Collection of borrower’s monthly payment
ACH deposits available
We perform all necessary collection efforts including late notices
Assistance with early payoffs and other specialty requests
Dedicate website for simple access to your investment portfolio
We handle all tax-related forms (1098s and 1099s)
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Commonly Asked Questions
What is hard money lending?
Hard money lending involves short-term loans secured by real estate assets, such as commercial properties, funded by private investors rather than traditional banks. These loans are ideal for real estate investors needing quick capital for acquisitions, renovations, or flips.
How does hard money lending differ from traditional bank loans?
Unlike bank loans, which rely heavily on borrower credit and income, hard money loans focus primarily on the property's value and potential, offering faster approvals and more flexible terms but often at higher interest rates.
What are typical terms for commercial hard money loans?
Commercial hard money loans usually range from 6-24 months, with loan-to-value ratios up to 70-80%, interest rates of 8-15%, and funding within days to weeks, making them suitable for bridge financing or development projects.
Who qualifies for private money loans through hard money lenders?
Private money loans are accessible to real estate investors with viable projects, even those with imperfect credit, as approval hinges on the asset's equity and an exit strategy rather than personal finances.
What are the pros & cons of hard money loans for commercial real estate?
Pros include rapid funding and flexibility for time-sensitive deals; cons involve higher costs and shorter terms, which can strain cash flow if the project doesn't sell or refinance quickly.
Answer to The Question
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This is not a commitment to lend. Restrictions may apply. LTV limit is based on current, accurate appraised value. Nova Lending Group Corp., reserves the right to amend rates and guidelines. All loans are made in compliance with Federal, State, and Local laws. Nova Lending Group Corp., is an equal opportunity lender.
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